Tim & Alvin Singapore Property Market Trends & Insights - February 2025
- Property Tim and Alvin
- Feb 1
- 3 min read
Updated: Mar 6
Welcome to your monthly insider scoop on Singapore's ever-changing property market! Whether you're eyeing your next dream home or staying informed about investment opportunities, we're here to give you the latest trends and tips.
Residential Market Trends
HDB Trend
Condo Trend
Landed Trend
Singapore's property market exhibited some notable trends. The HDB resale sector is still seeing a strong upward trend. In the private residential segment, buying sentiment improved, spurred by lower mortgage rates. Developers are anticipated to proceed with new launches throughout the year. The landed property market also continue to demonstrate resilience and growth.
Residential Mortgage Rates
As of 2 Feb 2025, the 3-month SORA rate stands at 2.95%, down from 3.70% in early 2024. This decline signals lower borrowing costs, making it a great time for homeowners to refinance their mortgages. Locking in a lower rate now can lead to significant savings on monthly repayments. If your mortgage lock up period is going to be over soon, staying informed on rates fluctuations can help you secure more favorable loan terms.
Our mortgage brokers can help you find the best mortgage package tailored to your needs. They will compare the latest bank offers and ensure you get the most competitive rates with minimal hassle.
HDB Mortgage Rates
Private Residential Mortgage Rates
Building Under Construction (BUC) / New Launch Mortgage Rates
Case Study
Behind every transaction, there's a story. Here, we are sharing a case study of a couple in their 50s who own a fully paid up condo that's worth $2m. The husband earns $10,000 a month and the wife is not working. They are looking to retire at age 65 with at least $6000 in passive income per month.
We generated 2 scenarios for this couple, one where there do nothing and continue to hold on to their condo till 65 and a second scenario where they sold their current condo and bought another two condo, one for own stay and one for investments.
Through our analysis and projections, we were able to show the couple that they could increase their couple's net worth significantly if they follow our advice and also generate about $9k in passive income for them which was much more than what they have expected.
If you are interested for us to analyse your current property portfolio and how you can optimize it so that you can increase your net worth and have a good passive income during your retirement, do reach out to us for a consultation session.
Best Buy This Month
If you're thinking about the next big step in your real estate journey, you're in the right place. In today’s fast-moving market, identifying prime investment opportunities is key to staying ahead. This week, we’re highlighting a few gems that could be your next profitable venture."
Freehold Condo, Price $1.3x million, 2 Bedrooms 2 Bathrooms, 6 mins walk to Farrer Park MRT, Estimated Gross Rental Yield > 4%
Freehold Condo, Price $1.4x million, 2 Bedrooms 2 Bathrooms, 4 mins walk to Potong Pasir MRT, Estimated Gross Rental Yield > 4%
Leasehold HDB Shophouse, Price $1.4x million, 1xxx sqft, 5 mins walk to Lavender MRT, Estimated Gross Rental Yield > 4.5%
If you are interested in any of the above properties, do contact us immediately as such good buys are usually sold very quickly.
Ask the Expert
Not sure where to start with property investment? Ask the experts! Let us help you find the best opportunities in the market! With our expertise in identifying high-potential properties, analyzing market trends, and negotiating the best deals, we ensure you make smart, strategic investments. Whether you're looking for rental yield, capital appreciation, or a mix of both, we will tailor our search to meet your financial goals. Get in touch today and let’s start building your property portfolio!
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